Introduction
These Terms of Service ("Terms") constitute a legal agreement between you ("User," "you," or "your") and FAI by GS Ventures ("Company," "we," "us," or "our"). These Terms govern your access to and use of our website, mobile application, and all related services ("Platform").
By accessing and using FAI, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms, you must not use our Platform or services.
1. Use License
FAI grants you a limited, non-exclusive, non-transferable license to access and use our Platform for lawful purposes only. You agree not to:
- Reproduce, duplicate, copy, or sell any portion of our Platform
- Attempt to gain unauthorized access to restricted areas or functionality
- Engage in any activity that disrupts or interferes with the Platform
- Use automated tools, bots, or scrapers without explicit permission
- Transmit viruses, malware, or any malicious code
- Harass, threaten, defame, or abuse other users
- Violate any applicable laws, regulations, or third-party rights
2. Account Registration and Eligibility
2.1 Eligibility Requirements
To use our services, you must be at least 18 years of age, a resident of India, and not subject to any sanctions or restrictions. You represent and warrant that all information provided is accurate, complete, and truthful.
2.2 Account Information
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access or breach of your account. You are liable for all activities under your account.
2.3 KYC Compliance
In accordance with Indian regulations, you must complete Know Your Customer (KYC) verification before accessing certain services. You authorize us to verify your identity and collect necessary documentation.
3. Franchise and Investment Services
FAI provides franchise opportunities and investment services. By using these services, you acknowledge:
- All investment opportunities carry risk. Past performance does not guarantee future results.
- You are responsible for conducting your own due diligence and financial analysis.
- We do not provide personalized investment advice. Consult a financial advisor if needed.
- You understand the franchise agreement terms before committing.
- All financial commitments are made at your own discretion and risk.
4. Payments and Billing
Payment Terms
All payments must be made in Indian Rupees (INR) through the payment methods provided on our Platform. Payments are non-refundable except where legally required.
Transaction Security
We use industry-standard encryption to protect your payment information. However, you are responsible for maintaining the security of your banking credentials.
Disputed Transactions
Report any unauthorized or disputed transactions within 30 days. We will investigate and take appropriate action.
5. Intellectual Property Rights
All content on our Platform, including text, graphics, logos, images, and software, is the exclusive property of FAI or licensed to us. You may not:
- Modify, reproduce, or distribute our content without permission
- Use our trademarks, logos, or brand names without authorization
- Create derivative works based on our proprietary content
- Remove copyright, trademark, or attribution notices
6. Limitation of Liability
To the maximum extent permitted by law:
- FAI is provided "as is" without warranties of any kind, express or implied
- We are not liable for indirect, incidental, special, or consequential damages
- Our total liability shall not exceed the amount paid by you in the past 12 months
- We are not responsible for third-party services, links, or content
- Investment losses are your sole responsibility
7. Disclaimers
We disclaim all warranties, express or implied, including:
- Warranty of merchantability or fitness for a particular purpose
- Uninterrupted, error-free, or secure Platform access
- Accuracy, completeness, or timeliness of information
- Freedom from viruses, malware, or harmful components
Investment decisions should be based on thorough research and professional advice.
8. Indemnification
You agree to indemnify, defend, and hold harmless FAI, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your violation of these Terms, misuse of the Platform, or infringement of third-party rights.
9. Termination
We may terminate or suspend your account immediately, without notice or cause, if:
- You violate these Terms
- You engage in fraudulent, illegal, or harmful activities
- You breach compliance or regulatory requirements
- You provide false or misleading information
Upon termination, your right to use the Platform ceases immediately. Any outstanding obligations remain in effect.
10. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Gandhinagar, Gujarat, India. You irrevocably submit to such jurisdiction.
11. Dispute Resolution
Before initiating legal proceedings, you agree to attempt to resolve disputes through good-faith negotiation with FAI. If negotiation fails, either party may pursue legal remedies available under Indian law.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Platform constitutes acceptance of modified Terms. We recommend reviewing these Terms periodically.
13. Compliance with Laws
You agree to comply with all applicable Indian laws, regulations, and rules. This includes compliance with regulations issued by SEBI, RBI, and other relevant authorities. Failure to comply may result in account suspension or termination.
14. Contact Us
For questions or concerns regarding these Terms, please contact us:
These Terms of Service are effective as of March 2026. We will notify you of significant changes via email or by posting a notice on our website.